Escrow, Explained for Homebuyers What actually happens between accepted offer and keys in hand — earnest money, escrow accounts, closing steps, and the wire-fraud tricks to watch for.

No — everything here is educational, not professional advice. Your escrow officer, agent, and attorney handle your specific transaction; these guides help you follow what they're doing.

Commonly 30 to 45 days for financed purchases, driven by the loan, inspection, and title work — cash closings run faster.

Wire instructions that change by email near closing. Always confirm wiring details by phone using a number you already had — not one from the email.